Banana Chocolate Chip Oatmeal Pancakes

Loaded with lots of banana, hearty oats, and gooey chocolate chips, these fluffy chocolate chip oatmeal pancakes are the ultimate breakfast stack and perfect for the weekend.

I like to affectionately call these the pancakes that make or break a weekend breakfast. As in, if you don’t have them on your breakfast agenda, your weekend is probably ruined.

Not only do we have a pile of gooey chocolate but we also have bananas AND oats giving us the perfect trifecta of pancake flavors.

The result is one king of a pancake stack that you’ll quickly find out will become a new breakfast tradition.

These Pancakes Feature…

• A soft and fluffy texture
• Hearty toasted oats
• Sweet mashed banana and gooey chocolate chips

Making the Pancakes

(scroll down to the bottom of the post for the full recipe)

Ingredients You Will Need

• Oats
• Bananas
• Unsalted butter
• Brown sugar
• Vanilla extract
• Egg
• Buttermilk
• All-purpose flour
• Baking powder
• Baking soda
• Salt
• Semisweet chocolate chips

Choosing Your Oats

I recommend using quick-cooking oats for these pancakes. The finer texture of these oats works well in a light and fluffy pancake base, giving you a bit of texture but not making the pancakes gummy or chewy.

If you don’t have quick oats on hand you can easily make them using old-fashioned rolled oats. Pulse oats in a food processor several times until oats are coarsely chopped.

Tips for Perfect Oatmeal Pancakes

1. Toast oats – giving the oats a quick toast on the stovetop brings out their nutty flavor.
2. Use ripe bananas – ideally, you want ripe bananas that are bright yellow and spotted all over.
3. Spoon and level flour – I use the spoon-and-level technique for measuring flour as this will prevent over-measuring your flour. Use a spoon to scoop flour into the measuring cup, then level with the back of a knife.
4. Allow melted butter to cool – wait for the butter to cool before mixing with the other ingredients to prevent curdling.
5. Gently fold batter – use a light hand when mixing batter to prevent overmixing.
6. Use real buttermilk – this gives the pancakes a rich and tangy flavor.

Recipe Variations

Try these ideas for a different twist on these pancakes.

• Skip the chocolate – omit the chocolate if you’re not a fan.
• Add fruit – try 3/4 cup blueberries, raspberries, or diced strawberries.
• Use another chocolate – replace the semisweet with white chocolate chips or dark chocolate.
• Add nuts – fold 1/2 cup toasted walnuts or pecans into batter.

Pile these bad boys up and don’t forget the extra banana slices + chocolate chips for serving! A good drizzle of maple syrup on a warm pile of this pancake goodness is pretty much what I imagine heaven tastes like.

Save this recipe using the ‘save to recipe box’ button below. If you make it, please let us know! Leave a comment + star rating below, or take a photo and tag it on Instagram with #wholeandheavenlyoven.

More pancake breakfasts you’ll love!

• Oatmeal Raisin Pancakes
• Lemon Cottage Cheese Pancakes
• Apple Ricotta Pancakes

This post was updated with new recipe adjustments and photos on 2/19/26.