This luscious pumpkin chocolate chip coffee cake is packed with gooey chocolate chips and topped with a crunchy oatmeal streusel – the best fall breakfast ever!

Meet fall on steroids otherwise known as a thick slice of streusel-covered, chocolate-studded pumpkin coffee cake. – a breakfast experience that everyone needs in their life.
I almost feel bad calling this coffee cake breakfast, but you can’t argue with facts! A slice of this coffee cake has a permanent spot next to my morning coffee as God intended.

This coffee cake is big enough to serve a crew, and trust me, that is definitely something you’re going to be thanking yourself for later! Slices of this goodness tend to disappear VERY quickly and I’m blaming that entirely on the thick layer of buttery streusel.
And okay, maybe all the extra chocolate I snuck in there…
This Coffee Cake features…
- A soft and moist interior studded with gooey chocolate chips
- Lots of cozy pumpkin spice flavor
- A crunchy oatmeal brown sugar streusel topping

Making the Coffee Cake
(scroll down to the bottom of the post for the full recipe)
Ingredients You Will Need
- Vegetable oil
- Pumpkin puree
- Brown sugar
- Egg
- Greek yogurt
- 2% or skim milk
- Vanilla extract
- All-purpose flour
- Baking powder
- Baking soda
- Pumpkin pie spice
- Kosher salt
- Semisweet chocolate chips
- Oats
- Unsalted butter

Tips for Perfect Coffee Cake
- Measure flour correctly – I use the spoon-and-level technique for measuring flour as this will prevent over-measuring your flour. Use a spoon to scoop flour into the measuring cup, then level with the back of a knife.
- Gently fold batter – use a light hand when mixing batter and gently fold so as not to overmix.
- Use a toothpick to test cake – insert a toothpick in the center of cake to test for doneness. Be careful not to go through a chocolate chip when determining doneness as they will be gooey.
- Allow cake to cool before slicing – this will make for easy slicing and neat squares.
Recipe Variations
Try these ideas for a different twist on this coffee cake.
- Top cake with glaze – try a simple vanilla powdered sugar glaze or a cream cheese glaze.
- Use another kind of chocolate – try dark chocolate, milk chocolate, or white chocolate.
- Add nuts – try adding 1/2cup chopped pecans, walnuts, or almonds to batter.
Storing and Freezing Coffee Cake
Allow the coffee cake to cool completely, then store in an airtight container at room temperature 4 days. For best results, I recommend reheating individual slices for serving so the chocolate is gooey.
To freeze coffee cake, allow to cool completely, wrap cake well, and freeze up to 2 months. Thaw cake completely at room temperature and reheat for serving.

Secret’s out, your fall is pretty much incomplete without this coffee cake accompanying your morning coffee! A thick slice of this streusel-covered pumpkin goodness will set any day off on the right foot.
Just don’t forget to stash an extra slice aside for lunch.
Save this recipe using the ‘save to recipe box’ button below. If you make it, please let us know! Leave a comment + star rating below, or take a photo and tag it on with #wholeandheavenlyoven.

Pumpkin Chocolate Chip Coffee Cake
This recipe may included paid links. As an Amazon Associate, I earn a commission from qualifying purchases.
Ingredients
Coffee Cake
- 1/2 cup vegetable oil
- 1-1/2 cups pumpkin puree
- 3/4 cup packed light brown sugar
- 1 large egg
- 1/4 cup plain Greek yogurt
- 1/2 cup 2% or skim milk
- 1 teaspoon vanilla extract
- 2 cups all-purpose flour (spooned and leveled)
- 1 teaspoon baking powder
- 1/2 teaspoon baking soda
- 2 teaspoons pumpkin pie spice
- 1/4 teaspoon kosher salt
- 3/4 cup semisweet chocolate chips
Oatmeal Streusel
- 1/2 cup all-purpose flour (spooned and leveled)
- 1/2 cup old-fashioned rolled oats
- 1/4 cup packed light brown sugar
- 1/2 teaspoon pumpkin pie spice
- 3 tablespoons unsalted butter, melted
Instructions
Coffee Cake
- Preheat oven to 350F. Line a 9-inch square baking dish with parchment paper and set aside.
- In a large bowl, whisk oil, pumpkin, brown sugar, egg, yogurt, milk, and vanilla until smooth. In a separate bowl, combine flour, baking powder, baking soda, pumpkin pie spice, and salt.
- Fold flour mixture and chocolate chips into liquid until batter is just combined. Scrape batter into prepared pan and set aside for a moment.
Oatmeal Streusel
- In a medium bowl, combine all streusel ingredients until crumbly. Sprinkle evenly over batter.
- Bake coffee cake at 350F 50-55 minutes until a toothpick inserted in center comes out clean. Allow coffee cake to cool completely on a wire cooling rack before slicing into squares and serving.
Notes
Nutrition
This post was updated with new recipe adjustments and photos on 11/11/25.


Alessandra // the foodie teen says
I love that this is super easy – just what I need this weekend! Hope you had a good Thanksgiving!
Sarah says
Thanks Alessandra! I had a lovely Thanksgiving and I hope you did as well!
Gayle @ Pumpkin 'N Spice says
I’m so glad you shared one last pumpkin recipe, Sarah! This coffee cake look out-of-this-world good! I love your creativity, as always! What a fantastic idea to top this moist and delicious cake with pumpkin granola AND lots of chocolate. Amazing! And pinned! Hope you have fun on your family trip and meeting your new niece!
Sarah says
Thanks Gayle!! I was THIS close to not posting this coffee cake, but I’m so glad I did! 😉
Ashley | The Recipe Rebel says
You are TOTALLY breaking all the food blogging rules with this, but who cares?! There’s streusel. Everyone loves coffee cake!
Sarah says
Hahaha right?! Who cares anyway?—certainly no one with smart tastebuds! LOL. 😀 Thanks so much Ashley!
Vanessa @ VeganFamilyRecipes says
Oh Yum! This looks amazing 🙂 Don’t worry. If I made a coffee cake that looked this good, I wouldn’t share either 🙂
Sarah says
Ha! Thanks Vanessa! 😉
Amber @ Dessert Now, Dinner Later! says
The granola and chocolate chips on top are the perfect touch!
Sarah says
Thanks, girly! 🙂
Kelly - Life Made Sweeter says
With a streusel that amazing, I wouldn’t want to share any of this either! It looks sensational! Your Thanksgiving sounds awesome, have a great time at the waterpark and cuddling your new niece!
Sarah says
Thanks so much Kelly! xoxo
Ashley says
I would definitely take a big piece of this with my morning coffee! I still have some leftover pumpkin that is just begging to be used up. I feel coffee cake is calling my name!
Sounds like you had a great holiday! And enjoy your trip with your family!!
Sarah says
Coffee begs for a sidekick as awesome as this pumpkin coffee cake! You definitely need it in ‘yo life, Ashley! 😀 Thanks girly!
marcie says
I’m kind of sad to see pumpkin recipes come to an end, and honestly, I don’t really see why they should have to? Pumpkin still lives on for Christmas doesn’t it? This coffee cake is a great way to keep it alive, Sarah — it looks amazing! I haven’t had my fill of pumpkin yet, so I love this coffee cake!
Sarah says
Right?! I am seriously SO sad that pumpkin season is over! They really need to “extend” the season all the way to the end of December. — I still have so many recipes I want to try! 😉
Thalia @ butter and brioche says
Sarah you seem to have combined my two favourite loves.. cake and granola! Never seen a recipe like this before and it is all I am craving right now.
Sarah says
This cake sounds perfect for you, Thaila! You definitely need to try it. 🙂
Manali @ CookWithManali says
Love it!!! looks amazing Sarah, my favorite part has to be the streusel… going to miss the pumpkin season so thanks for sharing this recipe..probably one of the last few on the blogging world…
Sarah says
Aww thanks so much, Manali! You’re definitely not the only one who’s going to miss pumpkin season! 😉
Christin@SpicySouthernKitchen says
That streusel really does look like the best part. I love, love this coffee cake! Hope you had a great time at the waterpark. That sounds like a blast! What a great thing to be able to do this time of year.
Sarah says
Thanks so much, Christin! xoxo
Natalie @ Tastes Lovely says
This granola coffee cake sounds amazing! I’ll get my fat pants ready right away, haha!
Sarah says
Haha! This coffee cake should seriously come with a warning label for that exact reason. 😀
Jess @ Flying on Jess Fuel says
I would definitely not share this coffee cake!! It looks soooo good! I love pumpkin and chocolate together and the streusel looks amazing, too!! 🙂
Sarah says
Haha! Sharing coffee cake is for suckers I say! 😉 LOL. Thanks Jess!
Ihjaz Ahmad says
Oh my goodness, chocolate chip coffee Cake looks delicious! I’m definitely making this! thanks for sharing!
Sarah says
Thank you, Ihjaz! I hope you like this coffee cake!
Kelly says
Can’t wait to try this recipe! My partner loves chocolate and I love pumpkin so I feel like this will be a great combo for him and me! Just curious – could I use almond milk in place of the 2%/skim milk, and would vanilla greek yogurt work in place of plain? Thank you!
Sarah says
Hi Kelly – sure, those substitutes should work fine!